Most people find out their home inventory is inadequate on the worst day of the year. An adjuster asks what was in the garage, and the honest answer is a guess. A home inventory app fixes that by logging each item when you acquire it, with a photo, the date and what you paid, so the record exists long before you need it.
What belongs in a home inventory
Appliances, tools, equipment, electronics, furniture and anything in the garage worth listing. For each item HomeTrackIt stores the serial number, purchase date, what you paid, where it lives on the property, and photographs including the model plate.
If you are starting from nothing, work room by room rather than trying to do the whole house at once. Our room-by-room home inventory guide covers what to record, how to photograph it, and which items need extra documentation.
Export the whole list as a dated PDF
Insurers do not certify apps, but they do want dated documentation with photos, receipts, appraisals and model numbers. Pull a clean PDF of any date range in one click and hand it to your carrier, your accountant, a buyer or a tenant.
Valuables need a different kind of record
Most policies cap jewelry, art and collectibles far below what they are worth. Getting a piece properly scheduled means handing your carrier an appraisal, a photo and a provenance trail for each one.
HomeTrackIt keeps appraised value separate from purchase price, stores the appraiser's report against the item, tracks where each piece lives, and reminds you when a valuation has aged past the point your insurer will accept it. Condition photos, restoration and framing work, tuning and servicing, and chain of ownership all attach to the same entry.
An inventory item versus a valuable
An inventory item tracks what you paid. A valuable also tracks what it is worth now: appraised value, who appraised it, when, and the report itself, plus provenance and condition over time. That is what carriers want before they will schedule a piece above the standard sublimit.
Documenting the work, not just the objects
Half of what you will be asked for after a loss is not an object at all. It is proof that the roof was replaced, that the panel was upgraded, that the work was permitted and done by someone licensed. How to document home improvements for insurance covers what insurers actually ask for and how to photograph work so it holds up.
The same records reduce your tax bill at sale, because improvements raise your cost basis. See home improvement receipts and capital gains.
Keeping it current without a project
Do not enter years of history. Start with today: log the next purchase and the next repair, and backfill only the big items. HomeTrackIt sets appraisal refresh reminders so scheduled pieces do not quietly age out of coverage, and every maintenance reminder you complete writes its own entry, which is covered on the maintenance reminders page.
Your inventory is not a lead list
An itemized picture of what is in your house is exactly what data brokers, insurers and contractors want to buy. HomeTrackIt is funded by subscriptions and nothing else. We do not sell, rent or license your records, we do not pass them to insurers, lenders, agents or contractors, and we do not use your photos or documents to train models. Export everything at any time, and delete the account whenever you want.
Pricing
Home inventory is included on every plan. Homeowner is $7 a month for one property. Collector is $16 a month and adds the valuables vault with appraised values, provenance and appraisal refresh reminders. Portfolio is $39 a month for up to 15 properties. Every plan starts with a 30-day free trial and you can cancel any time before it ends.